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Umbrella Insurance Coverage
What Is It?
Umbrella insurance covers you over and above all your other insurance policies, hence the name “umbrella.”
What Does It Cover?
An umbrella policy will provide coverage when a claim exceeds policy limits of other coverages.
EXAMPLE: You have a claim to be sued for over a million dollars and your liability coverage only covers the first million. The umbrella policy will come into play to cover the remaining balance up to the umbrella policies limit.
Do I Need It?
Umbrella insurance coverage is highly recommended for truckers. Semi trucks can cause a lot of damage if an accident were to occur and lives were lost. An umbrella policy will cover and secure that you stay in business.
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